Sistema de pre-aprobaciones desde Sala de Ventas

Sistemas y Aplicaciones de enlaceinmobiliario

¿En qué consiste?

Este sistema (integrable al CRM de Gestión de ventas de enlaceinmobiliario) permite al vendedor de la inmobiliaria solicitar pre-aprobaciones de crédito en línea  de manera simultánea con “N” Instituciones financieras, para luego obtener, a través del mismo canal, las respectivas respuestas a cada una de éstas.
El vendedor debe completar un formulario de pre-aprobación único, consensuado entre los distintos bancos de la plaza. En este ingresa los datos de la propiedad,  la forma de pago y antecedentes personales y patrimoniales del deudor y, si aplica, del co-deudor. Luego, el sistema le exige al usuario adjuntar ciertos documentos de respaldo, que se definen de manera automática dependiendo del tipo de renta del deudor.
Finalmente, el sistema le presenta al ejecutivo de ventas, un conjunto de instituciones financieras interesadas en pre-evaluar al comprador. Las alternativas que se exhiben son un subconjunto de todas las posibilidades (se auto-seleccionan de manera automática), de modo que el cliente siempre cumpla las políticas de riesgo básicas de cada una de dichas instituciones.
En los respectivos centros hipotecarios se reciben las solicitudes y se responden a través del mismo sistema. Las solicitudes pueden ser recibidas por la “mesa pre-evaluadores” de los bancos y/o los respectivos “ejecutivos hipotecarios” asignados al proyecto en cuestión.


Automatice procesos de obtención de pre-aprobaciones de crédito.
  • Optimice y formalice el canal de comunicación entre ejecutivos de “ventas” e “hipotecarios”.
  • Disminuya  el tiempo de respuesta a cada una de sus solicitudes
  • Controle en línea  la velocidad y tasa de respuesta de cada banco.

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